Unemployment Insurance Extensions in Maryland
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An unemployment benefits extension in Maryland means that you are able to extend your benefits beyond the 26-week limit due to unforeseeable difficulties securing employment. An unemployment extension has to be granted by the federal government either on a state-by-state basis or nationwide. A federal unemployment extension is commissioned if the state in question, or the entire country, is experiencing economic hardship. This is because an economic recession results in high levels of unemployment, thus making it more challenging to acquire full-time employment. Currently, an unemployment compensation extension is not offered in Maryland, however it is still beneficial to know when and how unemployment extensions are available. There have been several instances of national unemployment extensions that can help you better understand the process of an extension and how it serves unemployment claimants. Find out more about extensions by reading the sections below and downloading our comprehensive and free Maryland unemployment guide.
How to Get an Unemployment Extension in Maryland
If you are wondering, ‘How can I extend unemployment in MD?’ you first need to be aware of when and why extensions are offered. An unemployment compensation extension is only offered when unemployment levels are high in order to give claimants more financial leverage during their job search. Anybody who hopes to qualify for extended benefits must have participated in the unemployment insurance program without penalty and must have an open claim. If you have allowed your claim to close because you have not consistently filed your weekly claim certification, then you have to wait until you have completed your regular benefits period to file. Furthermore, to file an unemployment extension, you cannot have any unresolved penalties on your record. For example, you cannot file for extended unemployment benefits if you have failed to report part-time wages earned during your open unemployment claim until you have cleared the matter with the Division of Unemployment Insurance (DUI).
Additionally, an unemployment benefits extension is only applicable to you if you have complied with the program’s work search requirements and continue to do so. The purpose of extending unemployment benefits is to continue providing you with assistance as you search for a job with the understanding that the search is taking longer than expected. This means you must continue reporting your work search efforts on your weekly claims certification and enroll with the Maryland Division of Workforce Development and Adult Learning (DWDAL). The DWDAL offers various job-related services, including employment search, training and education.
If you ask yourself, ‘What can I do to extend unemployment?’ in short, you cannot extend unemployment benefits if you have not adhered to the various requirements of the program and exhausted all of your other unemployment options. To learn more about the requirements for an unemployment extension, download our comprehensive guide.
Previous Unemployment Extensions in Maryland
Since Maryland is not currently offering an unemployment extension, it is easiest to take a look at the times extensions were available for claimants to understand the process better. The standard federal unemployment extension, called EB for extended benefits, gives claimants up to 13 additional weeks of benefits on top of the 26-week period. As mentioned previously, an unemployment extension is granted when a state is experiencing high levels of unemployment, so claimants can only apply for EB when the state permits. The last time extended benefits were available to U.S. residents and citizens was January 2014, after which they were immediately cut when the federal government determined all states were at low levels of unemployment.
Furthermore, when a state offers an unemployment compensation extension through EB, claimants can only begin the process for how to qualify for benefits when they have exhausted their current unemployment benefits and have met the program’s continued eligibility requirements, such as actively seeking employment. Those who were eligible to receive extended unemployment benefits at the time the initiative was active would receive the same amount of benefits as during their standard benefits period. Claimants were notified of their opportunity to file an unemployment extension through the DUI and could file accordingly if they were already receiving benefits. To learn more about the extended unemployment benefits program, download our comprehensive guide today.
Another option for filing for an unemployment extension was the Emergency Unemployment Compensation initiative of 2008, also known as EUC. This federal unemployment extension was completely funded by the federal government and was also designed for individuals who used up all of their other unemployment insurance benefits and have maintained integrity with the program by complying with work search requirements. Moreover, the EUC program was divided into tiers for which different states qualify depending on their total unemployment rate (TUR). Tier 1 grants extended unemployment benefits to every state for up to 20 weeks. Initially, tier 2 was designed for states with a high TUR, but the federal government amended the law so every state can qualify for an additional 14 weeks of unemployment benefits. In 2009, extended unemployment compensation under the EUC was expanded to tiers 3 and 4, which added more extensions to states with higher rates of unemployment. Similar to EB, those wishing to file for EUC were only eligible to apply if they knew how to maintain unemployment benefits by not breaking the established eligibility rules while receiving standard unemployment compensation.
What Is Unemployment Insurance in Maryland?
Maryland residents can receive unemployment benefits which provide financial assistance to unemployed workers during their job search. This financial assistance program is provided by the government and is not a permanent solution, but a temporary aid for unemployed individuals. To learn how you can apply for unemployment benefits in MD and how to proceed after you submit an application, download our comprehensive guide.
Is Everyone Eligible for Maryland Unemployment Compensation?
Not everyone can receive unemployment benefits in Maryland. There are eligibility qualifications you must meet to enroll in the assistance program. For example, you and your family must meet income and resource criteria in order to be eligible. You can learn all about the various necessary qualifications by downloading our guide here.